Last Updated: March 10, 2025

Welcome to Seguros a Su Alcance ("we," "our," or "us"). By accessing or utilizing the resources here at our website Segurosasualcance.com, you agree to following terms and conditions of use. Please read these terms carefully before using the site. The following terms and conditions form a binding agreement between you and the visitor and us ("Segurosasualcance.com").

By accessing or using this website, you agree to be bound by these Terms and any additional terms that may apply to specific sections of the website or to products and services available through the website. If you do not agree to these terms, please do not use the website.

By accessing or using Segurosasualcance.com, you confirm and agree that you are either: (A) of legal age to enter into this agreement and accept the terms and conditions outlined herein; or (B) the parent or legal guardian of a minor who is not of legal age to enter into this agreement, and you accept the responsibility of agreeing to these terms on behalf of your child. If you are the parent or guardian of a minor, the terms "you," "yourself," "your," and "user" in this agreement refer to both you and your child, who is the user of the website.

Seguros A Su Alcance, LLC is an insurance agency offering a variety of health insurance products, including plans that comply with the Affordable Care Act (ACA). Our services are designed for individuals and families seeking health insurance. The goal of this website is to provide users with the ability to receive comparison quotes from a network of licensed insurance agents, brokers, and providers (collectively referred to as "Providers") based on the information you submit. These Providers may offer quotes from one or more insurance companies. Once you complete the necessary online form, we will forward your information to these Providers, who may contact you directly if they can offer you an insurance quote. Occasionally, Providers may request additional details in order to give you an accurate quote. If there is insufficient participation from Providers in your area, you may receive fewer than five quotes. Any quotes provided, whether through the site or by phone, are non-binding.

Through this website, we offer online quotes and enrollment into plans provided by third-party partners across the country. These third-party partners may include insurance companies, marketing affiliates, and other partners with whom we share your information. The final premium for any insurance policy will be determined by the underwriting insurance company following your application. Products and services listed on this site may not be available in all states, and the availability of these products and services can change without prior notice. Insurance plans provided through the site are only available in the states where we are properly licensed. Insurance companies may choose to discontinue or modify the offerings of any insurance products in specific states without notice.

Segurosasualcance.com is not liable for any delays or errors in processing requests or referral forms due to, but not limited to, incorrect contact details or technical issues outside our control. The information provided on this site or during any call is not a guarantee of coverage or a specific payment amount. All insurance plans are subject to the terms, conditions, and limitations of the specific policy, including eligibility, pre-certification, exclusions, limitations, and medical necessity requirements. For further details regarding a policy and its limitations, please contact us directly.

You agree to use the website only for lawful purposes and in a manner that does not violate the rights of others and restrict or inhibit their use of the website. You must not use this website in any way that may damage, disable, overburden, or impair the website or interfere with any other party's use of the website.

You must be at least 18 years old to use this service. By using the service, you agree not to engage in the following activities:
   - Impersonate any individual or organizationSubmit information about a third party without their knowledge and explicit consent
   - Provide false or misleading information
   - Use the service for any commercial purpose
   - Violate the CAN-SPAM ActEngage in any criminal or unlawful conduct
  - Take any action that could lead to civil liability
   - Prevent others from using the service
   - Upload or attempt to upload any viruses, malicious code, files, programs, or any other harmful digital content
   - Perform actions that disrupt, block, or damage the service
   - Linking to the website:You may not create a hyperlink to this website, nor distribute, modify, or reuse the text or graphics found on the site without obtaining prior written permission             from Segurosasualcance.com.

The content provided on the website is for informational purposes only, does not constitute legal or medical advice, and you agree that you use it at your own risk. Seguros A Su Alcance, LLC makes no representations or warranties regarding the accuracy or completeness of nay health insurance information, including plans under the ACA. You are advised to consult with a licensed professional for specific advice regarding your health insurance needs.

The information you provide to Segurosasualcance.com is not considered an application for insurance, nor is it a request for pre-approval, pre-qualification, or any similar process. Segurosasualcance.com does not guarantee acceptance into any specific insurance program or the terms and conditions set by any insurance company, as insurance approval criteria are determined solely by individual insurers. Additionally, Segurosasualcance.com does not guarantee that the insurance terms or rates offered by providers are the best available in the market. The actual rates and fees you receive from providers may vary, depending on your full profile and other factors considered by the insurance companies. Unless explicitly stated in writing, nothing in this agreement should be interpreted as an offer, promise, or commitment to provide insurance or lock in a rate.

To assist in preventing identity theft, terrorism funding, and money laundering, and to help verify your identity, providers may collect, verify, and record personal information about those applying for or obtaining insurance. This may include your name, Social Security Number, address, date of birth, driver's license, and other relevant details necessary for identification. During the application process, providers may also request additional information. Segurosasualcance.com does not charge any fees for its services in connecting you with insurance companies.

Your use of the website is also subject to our [Privacy Policy]. We value your privacy and are dedicated to safeguarding the personal information you share with us. By accessing our website, you consent to the collection, use, and sharing of your information as described in the Privacy Policy. We encourage you to review our Privacy Policy, which governs your use of the site and explains our data collection practices.

Our website may contain links to third-party websites that are not controlled or operated by us. These third-party sites may have their own terms and conditions and privacy policies. We are not responsible for the content or practices of these third-party sites, and we encourage you to review their policies before using them.

The website and its content are provided "as is" and "as available," without any warranties or representations, either express or implied. We do not guarantee that the website will always be accessible or that its content will be error-free, complete, or up-to-date. To the fullest extent permitted by law, we disclaim all warranties, express or implied, regarding your use of the service. We do not guarantee the accuracy or reliability of the information provided, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement. No advice, results, or information, whether oral or written, obtained from us or through the service, will create any warranty that is not explicitly stated here.

We do not provide any warranties regarding the affiliation of any provider who may contact you. We expressly disclaim responsibility for the actions of any provider contacting you via the service. If you are dissatisfied with the service, your only remedy is to cease using it. While we strive to offer accurate information about insurance products and services, we cannot guarantee the accuracy or reliability of this information. Availability of products and services may differ by state and may not be accessible to you.

We make no representations, express or implied, regarding any sponsorship by or relationship with any company mentioned on this site. Additionally, we make no guarantees, express or implied, that you will receive a quote from any specific insurance company or provider listed on this site.

To the fullest extent permitted by applicable law, Seguros A Su Alcance, LLC will not be held responsible for any damages, including but not limited to direct, indirect, incidental, punitive, or consequential damages, arising from your use of the website or services, even if we have been informed of the potential for such damages. We (along with our officers, directors, employees, representatives, affiliates, and providers) will not be liable for: (a) any damages to or viruses that may affect your computer or other property resulting from your access to the website or downloading of any content, or (b) any injury, death, loss, claim, act of God, accident, delay, or any direct, special, exemplary, punitive, incidental, or consequential damages of any kind (including, but not limited to, lost profits or savings), whether based on contract, tort, strict liability, or any other legal theory, that arise from or are in any way connected with: (1) your use of the website or its content; (2) any failure or delay (including, but not limited to, the inability to use any part of the website); or (3) the actions or inactions of any provider, even if we have been notified of the potential for such damages to you or any other party. Some states do not permit the limitation of liability, so these limitations may not apply to you.

You agree to indemnify, defend, and hold harmless Seguros A Su Alcance, LLC, its affiliates, officers, directors, employees, agents, and third parties from and against any claims, losses, damages, liabilities, costs, or expenses (including reasonable attorney's fees) arising from your use of or inability to use the website or violation of these Terms.

We reserve the right to modify or update these Terms and Conditions at any time without prior notice. All changes will be effective immediately upon posting on this page. Your continued use of the Site following any changes signifies your acceptance of those changes.

These Terms and Conditions and your use of the Site are governed by the laws of the State of Florida, without regard to its conflict of laws principles. Any disputes related to your use of the Site will be resolved exclusively in the state or federal courts in Florida. If any provision of these Terms and Conditions is deemed invalid or unenforceable, the remaining provisions will remain in full effect. Any claim or legal action related to the Site or these Terms must be filed within one (1) year of the incident giving rise to the claim, or it will be permanently barred.

These Terms and Conditions and your use of the Site are governed by the laws of the State of Florida, without regard to its conflict of laws principles. Any disputes related to your use of the Site will be resolved exclusively in the state or federal courts in Florida. If any provision of these Terms and Conditions is deemed invalid or unenforceable, the remaining provisions will remain in full effect. Any claim or legal action related to the Site or these Terms must be filed within one (1) year of the incident giving rise to the claim, or it will be permanently barred.